Personal insurance in Georgetown, TX

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Coverage You Can Trust, Service You Can Count On

Personal Insurance for Every Stage of Life

Built for everyday life in Georgetown—from Sun City and Serenada to Old Town and the Square—Alcorn Insurance Texas helps you choose personal insurance in Georgetown, TX that actually fits how you live. Our independent agency compares carriers, highlights bundle opportunities, and explains coverage in plain English so you can feel confident from Lake Georgetown to San Gabriel Park.

Why Choose Alcorn

Local guidance matters.

As a Georgetown-based independent agency, Alcorn Insurance Texas brings carrier choice, friendly service, and proactive reviews—so renewals don’t sneak up with surprises. We’ll look for bundle discounts, discuss deductible strategies, and help with claims from first call to finish.

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Home Insurance

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Right-sized protection for Georgetown homes—dialed-in dwelling limits, wind/hail deductibles, and add-ons for roofs, valuables, and more, with bundle savings when paired with auto.

Auto Insurance

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Clear, Texas-compliant coverage for daily I-35 commutes and weekend drives—higher liability limits, comp/collision, uninsured motorist, and smart ways to save without cutting essentials.

RV Insurance

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Coverage for motorhomes and travel trailers—physical damage, personal belongings, roadside help, and vacation liability whether you’re parked at Lake Georgetown or touring the Hill Country.

Umbrella Insurance

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An extra $1–5M of liability above home and auto—priced affordably and coordinated to help protect savings, income, and future plans, especially for teen drivers, pools, or hosting.

HVAC Insurance

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Trade-specific protection for Texas HVAC contractors—general liability, workers’ comp, commercial auto, and tools/equipment coverage, with quick certificates and job-ready limits for installs and service calls in Georgetown and beyond.

Questions? We've Got Answers.

Personal Insurance FAQs

  • How do roof age and materials affect my home premium?

    Older or brittle roofs and high-risk materials can raise costs and wind/hail deductibles. A newer impact-resistant roof may qualify for credits; we’ll review options at renewal.

  • Is flood included in homeowners insurance in Texas?

    No. Flood is separate through NFIP or private markets. If you’re near creeks or low-lying areas, we’ll quote stand-alone flood coverage alongside your home policy.

  • Which auto discounts actually move the needle?

    Bundling home + auto, multi-car, safe-driver programs, defensive-driving courses, telematics, good-student, and certain safety features. We’ll stack the ones your carrier supports.

  • When is an umbrella policy worth it?

    If you have a teen driver, pool, rental property, or significant assets/income, a single large claim could exceed base limits. Umbrella adds inexpensive headroom across your policies.

  • How is RV insurance different from auto insurance?

    It can cover personal effects inside the RV, vacation liability at campsites, and options for full-time use—protections a standard auto policy doesn’t include. We tailor it to how you travel.